FEATURES
AND BENEFITS
Full Payment Guarantee
If the Planholder passes away during the paying period
and before he reaches the age of seventy (70), the
unpaid balance of the Contract Price shall be considered
fully paid.
Waiver of Installment
Due to Disability
If the planholder becomes totally disabled during
the paying period and before he reaches the age of
sixty-five (65), and such disability continues for
at least six (6) consecutive and uninterrupted months,
and provided a notification made to Prudentialife
within ninety (90) days after such disability, Prudentialife
shall waive the payment of each installment becoming
due during the period of disability.
Accidental
Death and Dismemberment
For Wealth Multiplier Plus
and Fund Series Plans
If death or dismemberment of the insured Planholder
is proven to have resulted directly from bodily injury
effected solely through external and violent means
sustained in an accident, within ninety (90) days
after the date of sustaining the injury, and independent
of all other causes, and such death or dismemberment
occurs during the paying period which must not extend
beyond an aggregate period of five (5) years and before
the PLANHOLDER reaches the age of sixty (60), indemnities
shall be paid as follows: (1) one hundred percent
(100%) of the Contract Price for loss of life, or
two hands, or two feet, or sight of two eyes or a
combination of one hand and one foot, or one hand
and sight of one eye, or one foot and sight of one
eye; (2) fifty percent (50%) of the Contract Price
for loss of one hand, or one foot, or sight of one
eye.
For Wealth Builder
If death or dismemberment of the insured Planholder
is proven to have resulted directly from bodily injury
effected solely through external and violent means
sustained in an accident, within ninety (90) days
after the date of sustaining the injury, and independent
of all other causes, and such death or dismemberment
occurs during the paying period which must not extend
beyond an aggregate period of ten (10) years and before
the Planholder reaches the age of sixty (60), indemnities
shall be paid as follows: (1) two hundred percent
(200%) of the Maturity Benefit for loss of life, or
two hands, or two feet, or sight of two eyes or a
combination of one hand and one foot, or one hand
and sight of one eye, or one foot and sight of one
eye; (2) one hundred percent (100%) of the Maturity
Benefit for loss of one hand, or one foot, or sight
of one eye
Family Assistance Fund
If the Planholder passes away during the period from
the date of purchase and before the plan reaches its
maturity or before the Planholder reaches the age
of seventy (70), whichever comes first, a cash benefit
equivalent to 100% of the Contract Price for the Fund
Builder, Fund Builder Plus and Wealth Multiplier Plus,
100% of the Maturity Benefit for Wealth Builder and
100% of the Maturity Value for Premium Fund Builder,
shall be extended to the Beneficiary.
Dual Protection Benefit
If the co-Planholder passes away during the paying
period and before reaching the age of sixty (60),
the unpaid balance of the Contract Price shall be
considered fully paid.
Money-Back Benefit
The Planholder shall receive an amount equivalent
to 100% of the Contract Price ten (10) years after
the maturity of the plan for Fund Builder Plus and
Premium Fund Builder and five (5) years after the
maturity of the plan for Wealth Multiplier Plus.
Fund Dividends
Opportunity to earn more in the form of annual fund
earnings or fund dividends redeemable in a single-payment
amount together with the Maturity Value on the maturity
date; or as cash value at five (5)-year intervals.
Funds are managed by ING and Deutsche Banks.
Benefits
Comparison Table
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| Note: The maximum amount for insurance coverage per Life, per Product Line, is P1,000.000.00. |
Other
Features:
Transferable
The Planholder may donate or sell the plan to any
living relative or third party provided that: